The Amex EveryDay Preferred Credit Card is a solid pick if you want a rewarding, everyday card for supermarket and gas purchases.. The information for the Amex EveryDay, Amex EveryDay Preferred, and Amex Green Card has been collected independently by The Points Guy. Our editorial and consumer star ratings are based on independent reviews and not influenced by compensation and affiliate relationships. This is really so ridiculous. Sure, Amex offers luxury cards like The Platinum Card® from American Express, but in its extensive lineup you’ll also find beginner-friendly offerings such as the Blue Cash Everyday® Card from American Express. I use it as my main card now unless Amex is not accepted. It is definitely better than the Amex Green that I have. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This is really sneaky of Amex. Approved for $15,000. It said the lesser of $7,500 or 15% of credit limits (which would have been $11,250). The website and app are all very easy to use. So for me, this card is perfectly ideal since I can earn extra MR points from my own personal spending without blowing a hole in my pocket with annual fees. When this card came out, I decided I had to go for it since there was no annual fee. To rebuild my credit, I had to get a couple of secured cards - I got the Capital One Secured and Opensky. The American Express Everyday card comes with a smattering of standard travel and purchase protections. American Express is offering a new bonus on the Amex EveryDay card: Earn 25,000 points after you spend $2,000 or more within the first three months Receive a 0% introductory APR on purchases and balance transfers for 15 months, then a variable APR of 14.24% to 25.24% If you have 20 transactions a month, you get get 20% bonus points. I am not exactly a big spender so I will not be racking up tons of MR points. Some people think good credit starts with a score of 660, and it may work out that way in some situations, but people with a 700+ credit score have way higher approval odds for credit cards that require good credit or better. Here is my background. I just could not be bothered because you have to pay annual fees on most of these cards and having to manage many cards would be too much of a hassle. We'll see how that goes. Heck yes! After the 60 days, I called to request a CLI and got it bumped up to $3000. My score is right about 700. So I applied for both at the same time and was approved for both!! Today we’ll walk through the credit score you will probably need when applying for an Amex credit card. At the end of the day, I decided to go with points over cash back. Amex will want to see a year of history. So far, the card has been great. I also got the 0% for 15 months which I took advantage of. I also use my company's corporate Amex card to pay for my business class tickets for international travel. Good credit ranges from 700 to 749. American express credit score needed When it comes to getting approved for some of the best – or even for multiple – American Express cards, the recommended credit score is typically around the ‘good’ (700-749) or ‘fair’ (650-699) range. This is clearly a deliberate strategy by Amex. This card is meant for people who will use it quite a lot — at least 30 times per month to get a 50% point bonus. Please view our advertising policy page for more information. At the time of application, I had a Capital One Secured Mastercard, a Sears store card ($600 limit) and a Target card ($500). ALL RIGHTS RESERVED. But there is no annual fee, so no pressure for getting "value" out of the card! After reading tons of blogs about their reward points, I decided I would rather earn points rather than cash rewards. I eventually ended up going through chapter 13. One thing I noticed is that I really like Amex web and app. I am not really too bothered about meeting the 20 transaction a month thing to get extra bonus points because my spending is so low anyway. I called customer service and was told that I could potentially get a credit line increase in 60 days. In this aspect, Amex is so much better than Visa. I applied for this card because Amex has finally introduced a no-annual fee credit card that let's you earn Membership Rewards points that can be transferred to airline partners. For those who are not Amex holders, I can say that their customer service is the best. My score was around 672 when I applied. A lot of my friends have either the Amex Platinum or the Chase Sapphire Reserve or Preferred and told me how great those cards were. After 9 months of paying in full and on time (with an average balance of $1000), I got a credit line increase to $9000. As a background, I live and work in the city and am single. I then decided to just use the pre-approval sites for these and see what was potentially available. I applied for this card mainly because of the 0% deal for 15 months which I got. While our site reviews many cards, we recognize that we cannot possibly review every card on the market. Rewards Points Credit Cards. This is my first card since I graduated from college. After paying off the initial balance transfer, I started using this card more often and it is now my goto card. But I have no problems meeting that requirement. For an explanation of our Advertising Policy, visit this page. All places accept Amex independently by the points Guy being “ exclusive ”. Pre-Approved '' for this said I could see this card amex everyday credit card credit score before cancelling the... Be discouraged from applying dollar you spend at US supermarkets ( until $ 6000 let see. Not have a 810 FICO score and Income needed, credit score is. 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